CNG Conversion Kits and Natural Gas Conversions - The New Fuel Alternative

It's on everyone's minds these days. Gas going up 10 cents every week. Everyone is cutting spending, walking, and selling their SUVs just to make ends meet and stay afloat financially. People that once snickered at people using mopeds to get to work, are now actually considering it as an option.

Fingers are being pointed everywhere: OPEC, Iraq, Congress, commodity brokers, and even gas station owners. Car manufacturers are even dropping their truck divisions, focusing on smaller cars. I just heard of a large dealership that sold 1 truck in the past month, and getting worse.

As alternatives abound, one solution I don't hear a lot about is the propane option. Most everyone has heard of a propane-powered car. A lot of state governments use them in their fleet, but it has rarely gotten the attention of the general public. I just drove by my local gas station, and the price doesn't seem to be much different from normal gas, but that's just at the gas station. If you go to the 'special' public stations, prices are much cheaper. If you are one of the lucky ones in Utah, propane can be as cheap as 63 cents a gallon. Uhm, yes, that is correct - 63 cents. So if you needed to fill up your 20 gallon SUV, that's a total of $12.60 - compared to $80 normally. That's a significant savings!

So you are saying, "What's the catch?" Well, there are always some. First you either need to buy a vehicle that runs on propane, or you can convert one. I've read many articles around where people are paying $6,000-$10,000 for a conversion. For most people, that's ridiculous. You might as well buy a new car, or wait 8 years before you'll recoup your cost. I wholeheartedly agree. .. . . BUT . . .there is an alternative to that.

A different type of propane called CNG (compressed natural gas) is a very viable option. A company in Argentina (Galileo) has been specializing in this particular propane conversion technology since 1983, so they've worked out all the bugs. They manufacturer kits where you can convert almost any vehicle to CNG. The kits themselves run under $2000, and if you are somewhat mechanically-inclined, you can install it yourself. The kit comes with a set of instructions to complete the conversion from A to Z. A new company has been established that is the only distributer for these kits - CNGOutfitters.com. With exclusive rights for distribution in the USA, they provide kits, instructions, tanks, and installation.

But do not forget to get the correct tank for this kit. Installing an incorrect tank can cause major problems down the road if you are not careful. They have to be DOT stamped and certified. CNGOutfitters provides specifications on where to install the tank on your car, and how it needs to be installed.

There are other options out there. Electric cars are out there, but years from a viable solution. Hydrogen doesn't solve the problem, since they use as much fossil fuel to produce than it makes. Propane is the best current alternative that already has the infrastructure and technology in place. It has a solid foundation and proven stability which will continue for years to come.

Car Loans For People With Fair Credit

If you have fair credit and it not have anything tragic on your credit report, then there are a few good sources that you can use to obtain auto financing. If you have tried to obtain a car loan at a local dealership or two, have been turned down and are looking for an approval and a good interest rate, then there are sources that can help you in obtaining a "fair credit auto loan".

If you have a really good credit score, you can go pretty much anywhere that you want to, to obtain a car loan.

If you have a fair to marginal credit rating, then you can expect to pay a slightly higher interest rate however, there is absolutely no reason that you should have to come up with a down payment to put down a car. The only reason you would ever need a down payment is if the price of the car far exceeds the loan value. If the price of the car exceeds the loan value by very much, then you are getting a good deal anyway and should avoid that type of deal. In other words, don't give a dealer a down payment because you don't have to. It's simply a matter of understanding the system.

If you have fair credit, the easiest and fastest way to obtain a car loan is online. It used to be that only the major lenders accepted applicants on the Internet, now second chance finance and secondary lending sources have programs that allow you to get started online.

One thing to keep in mind, is that although there are many offers for car credit online, make sure that you're dealing with a reputable source. All companies and websites are certainly not created equal and it's in your best interests to use sources that are reputable.

Car Total Loss - Determining And Settling The Value Of Your Car!

What is the car total loss process? Once you are in an
accident, the insurance company must inspect the vehicle and determine whether
the damage was substantial enough to declare a complete loss.

Most insurance companies will want to inspect the vehicles
themselves. In most accidents, insurance companies have approved body shops
write estimates and they eventually issue payment based on that estimate.
However, when there is a potential for a car total loss, most insurance
companies want their insurance adjuster to inspect the vehicle.

The reason for this is the conflict of interest that arises
from the arrangement between the insurance company and the body shop. Body shops
are in the business of fixing cars. They have a vested interest in quoting the
repairs so the car can be fixed and not declare it a car total loss.

For all practical purposes this means that you will be
waiting longer. Usually it takes two to three business days for the body shop to
issue a repair estimate. If the claim adjuster or the field representative has
to inspect and write their own estimate, then you will be waiting three to five
more days to get to the location of your car.

Before the adjuster comes out, she/he will submit all
pertinent information about your car (year, make, model, and mileage) to a third
party company. This company usually is CCC
Information Services Group, Inc.
CCC will do a preliminary report to
determine what the value of your car is so the adjuster knows what the insurance
company would be looking to if there is a total loss.

Depending on your state law and the specific insurance
company, there will be a car total loss when the insurance company believes that
the cost to fix the car reaches 70%, 80%, or even 90% of its total value. It is
always a good idea to ask the adjuster what is the threshold they use to
determine a total loss.

When the vehicle is being estimated by the car total loss
adjuster, this individual will be looking at the condition of the vehicle. They
will note how "clean" the vehicle is, what is the exact mileage, and what
equipment and options the car has. All of this information will be reflected in
the final evaluation of the vehicle.

The adjuster will then submit the inspection report again
to CCC. CCC will send a final report showing comparative prices for the vehicles
in your local market. They will establish what the fair market value of the car
is and what a fair offer of settlement would be. For more information on how to
dispute this report visit:
http://www.auto-insurance-claim-advice.com/car-total-loss-2.html.

Next, the adjuster must determine who the lien holder of
the vehicle is. If you have a car loan, the insurance adjuster must get that
information so they can contact the bank to determine how much is owed. There
are different requirements insurance companies must follow. If the insurance
company you are dealing with is your own (you are claiming the car total loss
against your own insurance company) then they will be bound by the terms of the
policy, which 99% of the time requires them to pay the bank first. If you are
making a total loss against someone else's insurance company (the person that
hit you), then this requirement does not exist (there is no actual policy to be
bound by).

If you have a loan, then the insurance adjuster will
request from the bank a Letter of Guarantee. This letter is an agreement between
the bank and the insurance company that for the payment of x amount, the bank
will release the title of the car to the insurance company directly. This
process usually takes four to five days.

If the amount you owe for the car is less than what the
insurance company will pay for the car total loss, then the insurance company
will pay the loan amount and then issue you a second check directly. If the loan
amount is higher than what the car total loss offer, then you will be upside
down your loan. You will be required to continue making payments even though the
car title will be transferred to the insurance company.

Once you receive payment for your loss, you will be able to
go out and get another car. For more information the total loss process and how
to protect your interest, visit:
http://www.auto-insurance-claim-advice.com

Bike Riding for Weight Loss - Tips for Beginning A Bicycling Plan

If you are one of those people who leisurely pedal around the block or over a flat stretch of scenic road, you've probably been riding for sheer pleasure. Riding bikes for pleasure is a good form of aerobic exercise. But unless you map out a plan to "push yourself," you probably won't lose much weight.

I really get sick of hearing people say, "No pain, no gain!" But the old adage is true when it comes to riding bikes to lose weight. By pushing your cycling distance or speed, you are sure to feel some pain in your leg muscles, your hands, wrists, and your derriere-- even some pain in your throat and lungs as your body tries to accommodate your increased demand for oxygen.

HEALTH TIP: Stretching exercises prior to exercising are helpful in preventing injury!

GETTING YOUR BICYCLE READY...TO ROLL OFF THE WEIGHT

Your first concern will be outfitting your bicycle. If you need an excuse to purchase a new bike, this is an excellent opportunity! I went from a 3-speed bicycle for leisure riding, to a 24-speed bicycle for more committed exercising. Once I learned how the different gears worked, I was very thankful for the extra speeds. They make my ride faster and the hills a lot easier to handle.

We've found the guys at the bicycle shop to be very helpful, and concerned for our unique cycling needs. Rather than simply steering us toward the most expensive bicycle available (as I had expected), they asked how much riding we would be doing, whether we were trying for speed or leisure, and whether we would be riding on paved roads or dirt trails. When you honestly share your goals and level of experience, the sales clerks can match you with exactly what you need. They want you to be successful in your biking venture!

Some state laws require bicycle lights. But if you will be riding anytime from dusk to dawn, common sense demands that you have lights on your bicycle. These little accessories are battery-operated and last a long time. There are a variety of lights to choose from. My tail light has different blinking speeds, and is designed to make my bike visible to cars approaching from both the rear and the sides. Check for brightness before you buy one. Install the light where it makes the most sense.

We held off on buying a speedometer and odometer unit for our bikes, but once we got serious about losing weight and getting in shape, this feature became a "must have." You simply cannot track your progress without knowing how far and how fast you're riding.

If you already have a bicycle, take it to the bike shop for a safety inspection each season. They should check the gears, tires and brakes to make sure everything is working properly. They can adjust your seat to fit your height and adjust the handlebars to fit your reach, making your ride more comfortable. If you're lucky, they might even clean and polish your bike!

If you want to save money in the long run, you can find books and videos that teach you how to care for your own bicycle. It's always a great idea to know how to change your own flat tire and adjust a loose chain.

Another must have is a bicycle pump. Ask your bike dealer how many pounds of air pressure to put in your bicycle tires. Check the tires each time you get ready to ride! We guessed at the air pressure one summer day, and lived to regret it. We rode the bikes to the swimming pool, not realizing that one tire was too full. While we were cooling off in the water, the hot sun was rapidly expanding the air in the tires-one tire blew as it sat in the parking lot. The day in the sun was not so fun, once the pool closed and we had to wait for a truck to haul us home!

HEALTH TIP: Talk with your doctor first, and get his or her blessing before you increase your rate of physical activity!

STAYING COMFORTABLE ON YOUR BIKE

Sitting for long periods of time on a bicycle seat can cause pain, discomfort, and even serious blood circulation problems in avid bicyclists. At your local bike shop, you'll find a variety of bicycle seats made specifically for your comfort and health. The salespeople at our local bike shop encouraged us to try out new seats on our bikes for a few days. My husband found the split seat to be more comfortable for himself, while I opted to keep my old gel seat. Someone has even invented seats that look more like a bird perch than a bicycle seat!

HEALTH TIP: Get off your bicycle seat and walk around every 25 minutes or so to get the blood flow to important unmentionable parts of your body.

Think about your clothing...you don't have to have padded biker shorts and special clothing to start riding bikes. There are actually scientifically engineered fabrics designed to pull sweat away from your body in the summer and to keep you from getting hypothermia in the winter. But for now, just wear layers of comfortable sports clothes.

Make sure your clothes aren't so tight that you are miserable trying to pedal. But they shouldn't be loose enough to become entangled in the bicycle chain, either! If you become overheated, strip off a layer. If you get cold, add a layer. Wear light or bright colors to allow drivers to see you easily.

It really helps to have a small cargo rack on the back of your bike. Mine looks like a little shelf over the back tire. It has two bungee cords to keep any cargo securely fastened to the bike. I've used it to tote a small picnic cooler, a shopping bag or extra clothes.

I had the bike shop attach a water bottle holder to the bike under my seat. I can grab a quick swig as I ride or pour some water over my pulse points to cool off a bit. Take small sips of water when needed during your bike ride, rather than chugging huge gulps.

A helmet is almost a must. Life is filled with hazards-and biking has its share. Be smart. Wear a helmet. You can buy a cool rear-view mirror for your helmet. The mirror helps you see when it's safe to turn and lets you observe traffic coming up from behind.

I recommend wearing sunglasses-both for the sun and for bugs! At certain times of the year, the air is thick with flying insects. Getting a tiny bug in your eye is a painful event. For contact wearers, carry a contact case and lens cleaner on bike rides for just that reason. Some day you'll be glad you did!

HEALTH TIP: Shake your hands downward frequently to get the blood flowing and to prevent pain or numbness in your arms and hands.

MAPPING OUT A WEIGHT LOSS PLAN

You will want to keep a record of your daily diet and food intake, your weekly body measurements and weight, as well as your bicycling miles and time.

The web site http://www.OpenFitness.net is an excellent way to track your progress. It is very easy to use-simply type in your information you wish to track. As the only community fitness web site of its kind, you'll find it to be a fantastic motivation tool that will print out charts and graphs to show how much progress you've made in a few days, a week, or a month!

It keeps track of your food, vitamin, and supplement intake. Thousands of foods have already been analyzed by experts for number of calories, fat, carbs, and protein. You simply select the foods you ate from a pull down feature, and the daily total is tallied for you. Make sure you don't exercise when you've just eaten, or when it's almost meal time. Both times will slow you down.

No matter how humiliating it is, measure your arms, legs, chest, waist, neck, hips and thighs once a week. The software keeps track of your weight and body measurements. The thrill of seeing those same inches melt away in the coming weeks will be worth the effort. It's especially impressive seen as a graph!

Consider investing in an instrument that actually measures body fat-there are inexpensive pincer-type instruments that measure fat by pinching you, or buy a set of bathroom scales that cost more but calculate body fat quite painlessly.

Try to ride 4-6 days per week. When you map out your weight loss plan, your short-term goals will change as you change. You'll quickly develop stamina for longer distance. As fat turns to muscle, your speed will increase. Each week, try to increase either your mileage or your speed.

You know how far you've been able to ride, thus far. Start keeping track of the exact route you are taking, the total mileage, and the length of time it took you. Make notes in your records for special circumstances. Did it get dark outside so you were forced to cut your ride short? Did the road crews dump a layer of gravel on your normally paved road?

What was the weather like? Was it dangerously hot? Was it windy? The wind can be your friend or your enemy. When the wind is behind you, your ride is a breeze...but coming from any other direction, be prepared to huff and puff. Accept any length of time as a job well done and simply get the ride accomplished!

Finally, add an upper body workout three times per week. Bicycling works your legs, but to get the rest of your body firm and trim, you'll need to exercise your upper body, as well. The http://www.openfitness.net web site, created by a certified personal fitness trainer, has excellent features which allow you to design and track this portion of your fitness program, as well.

Bicycle riding is a fun, inexpensive form of aerobic exercise-it's good for every part of you. But be warned-you will need to buy a whole new wardrobe for the thinner, more beautifully fit body that emerges!

Tips on How to Prevent Kidnapping and Protect Yourself

Kidnapping is a very real threat, wherever you may be in the world or whatever city you may live in. It's not just a problem in third world or politically unstable countries. Each year, tens of thousands of adults and children go missing due to kidnapping, the reason for which may not always be related to money. To protect yourself and your family, here are tips on how to prevent kidnappers from victimizing you:

Find alternative routes
If you think there is a threat, find other streets or highways you can use when driving from home to work and back. Kidnappers rely on your routine to track you down and then look for a time when you're most vulnerable to an attack.

Do not accept lifts offered by strangers
Once you get into a stranger's car, you are at their mercy. They could either incapacitate you or hold you hostage and you might not have an opportunity to defend yourself.

Do not leave your doors open
Kidnappers don't always snatch their victims off the streets. They can sometimes begin the attack right in your own home. To prevent kidnapping in your own property, close your doors and gates and install locks or alarms. The more secured you are inside, the more difficult you will be to abduct.

Let someone know where you are
If you must meet a new acquaintance, make sure someone knows where you're going and who you're meeting. Leave word with a family member or friend where you're headed and if possible, give the name of the person you're about to meet and other details you might know.

Meet them in a crowded place or somewhere other people can see you. Heavy human traffic is a major deterrent for kidnappers and may just save your life.

Tell your child to never talk to strangers
Train your children to avoid strangers, even if they seem friendly and offer gifts. If a stranger asks for help, tell your child to refuse and to call the attention of an adult immediately. If a gift is being offered, tell them not to accept anything.

Arm yourself with self-defense weapons
Other than a gun, there are weapons and gadgets you can carry with you that are very effective for preventing kidnapping. Pepper sprays, for example, are very effective for stopping an attacker and giving you sufficient time to incapacitate him/her and escape.

A stun gun is also a very important self-defense weapon to bring to help prevent a kidnapping. A stun gun is capable of bringing a sufficient bolt of electricity to shock an attacker, rendering him/her helpless for a few precious minutes so you have time to run away.

Truck Driver Cover Letter

A driver is a person who drives a particular vehicle. This process is known as driving. Professional driving is not easy at all. It is a highly skilled job. Driving a huge truck is always difficult. To be a good truck driver you should have a valid driving license and good driving skills. A cover letter makes you known to the employer. Writing an effective cover letter is very important in this field.

Now, given below is one of the best sample cover letters for the post of a truck driver:

Your Name
Your Address
Your City, State, Zip Code

Date

Employer Name
Company
Address
City, State, Zip

Dear Mr. / Ms. Last Name,
With reference to your advertisement in one of the local newspapers for the want of a Truck driver, I hereby present my job application for the same. I really feel that I am an apt candidate for this post. So, please do consider me for this significant position. I have a valid truck driver's license.

I have worked as a truck driver for about seven years. I worked on several transportation projects in my previous transportation agency. I always make sure that all my licenses are updated on time so that I am aware of the present necessities. I also think it is essential to keep adding up to my skills and have sustained with specialized expansion throughout my livelihood. I have recently completed the training for driving in various routes, which has helped me grow as a truck driver.

My record as a driver is absolutely clean. I am a safe and sound driver. I very well understand the needs of my customers and furnish them consequently. I have the ability to drive under all circumstances. I can even drive large trucks.

So, if you think that there is mutual consent then please contact me on the numbers given above. I really look forward to meet you in the near future. I have enclosed my resume along with this cover letter for your review.

I express my gratitude for considering me for this post.

Sincerely,

Signature

Typed Name

Basic Corvette Tips & Maintenance

Introduction
Corvette owners take great pride in maintaining their Corvette to the highest standards. Mediocre care and service is just not acceptable. Your Corvette deserves the best. It is very important that you read over some of the Corvette tips found in this article as this may help eliminate future Corvette headaches down the road. It is very important that when you are looking for used Corvettes for sale to confirm the previous owner's care and maintenance schedule for the car. You want to know that it was well-kept and treated properly.

Corvette Care
Caring for your Corvette is not a guessing game, and hopefully you already know that the Corvette has a few things that need to be done a specific way, like how it is lifted for tire or oil changes for example. Lifting your Corvette to perform these regular maintenance duties has a bit of know-how behind it beyond what it takes to life your average car, and the Corvette is by no means an average car. Most Corvette owners are also Corvette enthusiast, and take the maintenance of their Corvette seriously. This gives them the longest possible lifespan for their Corvette, and also allows it to run at peak performance year round.

How To Lift A Corvette
Lifting a Corvette without the proper tools and knowledge of how to do so will end in disaster as the Corvette has specific points where the jack's pressure points can be applied. Missing these pressure points can result in cracked fiberglass body work, broken windows or worse.

Lifting a Corvette is a surprisingly difficult task, even if you have access to a low profile lift, which most mechanics or car service shops do not have. It is also very rare to find a non-Corvette dealer or shop that has the proper lifting pads or pressure pads for your Corvette. If you have to take your Corvette to a shop that doesn't specialize in Corvette services, then you will want to build or buy a set of low ramps to assist the Corvette onto the main ramp without damaging the fiberglass body work or ground effects.

If you own a C4 Corvette, then you will also want to have the mechanic crack the doors, windows and trunk, so that any twisting will have room to move around a little. Though this is typically only done on C4 Corvettes, it can't hurt to do it on other models as well. Allowing for this "room to budge" will prevent windows from breaking and will reduce the chances of body damage.

We've also heard a lot of stories of people having their Corvette wheels stolen by thieves who had no idea how to "jack up" a Corvette. The owners didn't pay much attention when they went in to get new wheels put on, and found out later that the frame had twisted and body work on the undercarriage had been broken. If your wheels are every stolen, it is likely that the thief didn't know how to jack up a Corvette. Have it checked out before driving.

Corvette Battery
If for any reason you have to store your Corvette, or you plan on not driving it for longer than a week, you will need to unplug the battery. Leaving your battery wired to the car will drain it, even though the car isn't "using" it. The battery still produces power to the components such as the clock, remote started, etc. Unplugging it will keep it from going dead.

Now, don't get me wrong. The Corvette is an extremely reliable car, and it is not likely that you will have trouble with it. However, like anything that is made by man, there can be issues that need to be addressed. Maxie Price Chevrolet simply wants to make sure that you have the knowledge to keep your Corvette running like a champ for years to come.